Wholesalers Insurance

Insurance for wholesalers. Choose the elements of cover relevant to your business to build your own bespoke wholesalers insurance policy

Our Commercial Combined insurance includes Material Damage cover as standard, which covers warehouses, machinery, stock, plant and contents. 


Insurance for wholesalers 

We work with a number of insurers so we can offer you a wholesalers insurance policy that meets your individual needs, putting our 30+ years of experience and specialist team to work for you.

Call us on 0800 051 4199 for a Wholesalers Insurance quote

How our insurance for wholesalers can help your business

Our insurance cover is designed for a variety of small & medium sized UK based enterprises involved in the wholesale industry providing a broad policy offering for any single or multi-site risks up to (select one of the following: 250 employees, £25Million turnover or £30Million exposure for property and business interruption) to cover damage to property of the business, interruption to gross profit as well as cover for their legal liabilities to their employees, customers and members of the public backed with a financially secure 'A' rated insurer.

Material Damage cover is a core component of our insurance for wholesalers, which covers warehouses, machinery, plant, stock, contents and more. Other covers including Public Liability are optional, however Employers Liability is a legal requirement if you have employees in your business.

Aside from Material Damage, which comes as standard, you can pick and choose from the following policy elements that are relevant to your business, to build a bespoke policy for the cover you require. 

Material Damage

  • Third Party Storage Sites
  • Stock at Exhibitions
  • Loss of Rent
  • Leakage of Beverages
  • Public Authorities Clause extends to include additional costs for sprinklers to comply with LPC rules
  • Further investigation costs – £5,000
  • Loss Minimisation and Prevention expenses – £25,000
  • Fuel spillage and clean up costs – £25,000
  • Inadvertent failure to insure – £1,000,000
  • Seasonal Increase – £500,000
  • Third Party Storage Locations – £5,000 any 1 loss, £25,000 aggregate

Business Interruption

  • Unspecified Suppliers
  • Unspecified Customers 
  • Failure of Utilities Supply - £25,000 with a 3 month indemnity period

Employers Liability, Public Liability and Products Liability 

  • Corporate Manslaughter

Public Liability and Products Liability

  • Financial Loss
  • Environmental Statutory Clean Up Costs
  • Legionellosis

Public Liability

  • Libel and Slander

 Option for a Fixed Rate Agreement

Example Trades that we cover:

  • Auto Parts
  • Books
  • Cash and Carry (Foodstuffs)
  • Ceramic Tiles
  • Clothing 
  • Computers
  • Computer Hardware
  • Confectionary
  • Drinks
  • Electro/Mechanical Equipment
  • Electronic Goods
  • Electrical White Goods
  • Food
  • Furniture
  • Metal Goods
  • Motor Spares
  • Paper Goods
  • Plastics
  • Sports Equipment
  • Stationery
  • Wine Merchants
  • Wood ware

Call us on 0800 051 4199 for a quote in minutes

Policy Documents

Policy Booklet

Policy Key Facts

Why insure with us?

We work closely with a wide range of businesses. This helps us understand how you work and the challenges you face. So you can be sure we'll take the time to get to know your business, and try to provide the right level of cover.

Other Cover Available

Small Business Insurance

Home Business Insurance

Shop Insurance

Surgery Insurance

Office Insurance

Professionals Insurance

Pub & Restaurant Insurance

Hospitality Insurance

Hairdressing & Salon Insurance


Request a callback

* Please note, if you select a Bank Holiday, we will call you on our next working day.
Our operating hours are 9am to 6pm Monday to Friday, excluding bank holidays.

Thanks, we'll be in touch shortly