Surgery Insurance

Cover for clinics, surgeries and other medical and veterinary practices

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Surgery insurance

Surgery insurance for dentists, doctors, vets and more

A modern surgery or clinic – whether it's a medical or veterinary practice – is likely to contain plenty of specialised equipment and expensive stock. With customers, clients and/or patients coming and going throughout the day, the potential always exists for accidents to happen, so make sure you're covered with a surgery insurance policy that insures you for events outside your control.

Flexible clinic insurance, tailored to your business

For peace of mind that your business can get back up and running as quickly as possible after a fire, flood or other insured event, you'll need surgery insurance tailored to your individual business needs.

Benefit from a high standard of standard cover, including £2 m of public and products liability cover and business stock cover included in our basic policy. You can then add the optional extras you need for your particular business, such as insurance for your computers or cover for portable equipment that leaves the surgery.

Take a look at what's included as standard in our surgery insurance and what we provide as optional extras here.

What we cover

Standard

  • £2m Public and Products liability cover
  • Business contents (e.g. consulting room furniture, dentist chairs and veterinary operating tables. Specialist diagnostic equipment. Drugs & vaccines)
  • Employers' liability cover up to £10m
  • If you can't trade due to an insured event such as a fire or flood, cover for loss of income up to £500,000 over a 12 month period

Optional extras

  • Option to increase Public Liability cover to £2m or £5m or £10m<
  • Computer equipment up to £100,000
  • Portable equipment (e.g. laptops, PDA's and mobile phones)
  • Your buildings

Why insure with NatWest?

As a business bank, we work closely with a wide range of businesses. This helps us understand how you work and the challenges you face. So you can be sure we'll take the time to get to know your business, and try to provide the right level of cover.

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* Please note, if you select a Bank Holiday, we will call you on our next working day.
Our operating hours are 09:00 to 19:00 Monday to Friday, excluding bank holidays.

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