Shop Insurance

Protection for a wide range of shops and retailers including salons, boutiques, butchers, supermarkets, post offices, chemists, off licences or department stores.

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Shop Insurance

Open for business

With customers and suppliers coming and going throughout the day, valuable stock on display and significant sums of cash often held on site, retail businesses are busy by nature. Shop insurance is a must because accidents can and do happen, no matter how many precautions you take. And since a typical small retail business has a lot of cash tied up in its stock, the costs of such mishaps can be high.

Flexible retail insurance for businesses from salons to supermarkets

The insurance needs of retailers vary as widely as the products and services they provide to the public. That’s why our retail insurance can be tailored to suit your business.

Have a look at what our shop insurance policy covers here.

What we cover

Standard

  • £2M Public and Products Liability cover
  • Business contents (e.g. shop counters, shelving, cash registers) and stock cover
  • Employers' liability cover up to £10m
  • If you can’t trade due to an insured event such as a fire or flood, cover for loss of income up to £500,000 over a 12 month period
  • Cover for theft of business money at home or in transit

Optional extras

  • Option to increase Public Liability Limit of Indemnity to £5M or £10M
  • Accidental damage to your shop contents
  • Your buildings

Get a quote for shop insurance now

We understand how important your business is. That’s why we have a dedicated team of business insurance advisers to help you get the shop insurance package you need.

Call our team on 0800 051 4199 (lines are open between Monday and Friday from 9am to 7pm) to find out more and get a quote. 

Why insure with NatWest?

As a business bank, we work closely with a wide range of businesses. This helps us understand how you work and the challenges you face. So you can be sure we'll take the time to get to know your business, and try to provide the right level of cover.

Request a callback

* Please note, if you select a Bank Holiday, we will call you on our next working day.
Our operating hours are 09:00 to 19:00 Monday to Friday, excluding bank holidays.

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