Home Business Insurance

Cover if you run a business from home whether it’s cake decorating, flower arranging, or selling on eBay, gardening, tutoring, designing or consulting.


Business from Home Insurance

If you’re working out of your home or using it as a base for your business, your home insurance may not be enough to cover you, and you need specialist home business cover.

We can help you decide what cover is right for you – whether you run your business from a laptop, or have a team of staff working from your kitchen, our business insurance specialists could reassure you that your home business is in safe hands.

Call us for a Home Business Insurance quote on 0800 051 4199

What’s included in our insurance for home-based businesses?

Because such a wide range of businesses are home based, it follows that their insurance needs will vary too. That’s why, in addition to providing a high level of standard cover, we’ve designed our policy to be as flexible as possible, allowing you to choose the options that matter to you.

Take a look at what’s included in our business from home insurance here.

What we cover


  • Business contents & stock cover (compulsory section, sum insured required)
  • If you can’t trade due to an insured event such as a fire or flood, cover for loss of income up to £50,000 over a 12 month period
  • Money
  • Goods In Transit

Optional extras

  • Buildings cover up to £500,000 (can include home, workshop or outbuildings within your property boundaries)
  • Employers' liability cover up to £10m
  • Portable business equipment away from your premises (e.g. laptops and mobile phones)
  • Legal expenses

Get a home business insurance quote today 

We understand how important your business is. That’s why we have a dedicated team of business insurance advisers ready to help. 

Call us on 0800 051 4199 to discuss your insurance requirements.

Why insure with us?

We work closely with a wide range of businesses. This helps us understand how you work and the challenges you face. So you can be sure we'll take the time to get to know your business, and try to provide the right level of cover.

Other Cover Available

Small Business Insurance

Shop Insurance

Surgery Insurance

Office Insurance

Professionals Insurance

Pub & Restaurant Insurance

Hospitality Insurance

Bakers & Cake Makers Insurance

Hairdressing & Salon Insurance

Manufacturers Insurance

Request a callback

* Please note, if you select a Bank Holiday, we will call you on our next working day.
Our operating hours are 9am to 6pm Monday to Friday, excluding bank holidays.

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