NatWest can provide you with comprehensive hairdressing cover, whether you are a mobile hairdresser, a freelance barber or a salon owner.
Hairdressers are exposed to unique risks. If you are thinking of opening a salon, going freelance or setting up your own mobile hairdressing business, get adequate cover before going ahead. If you have an established hairdressing business, it's always useful to review your insurance to check that it provides the right cover for you.
Hairdressers, like all businesses, need to have the right level of cover to avoid incurring costs from claims which could risk their business, and reputation. Claims commonly result from:
It is highly advisable to cover yourself and your business from these kinds of claims.
Hairdressers' public liability insurance will cover you against claims from members of the public.
If your business has any employees, you will also need employers liability insurance as a matter of law.
The other forms of insurance you will need depend on the nature of your hairdressing business.
Running a hair salon involves several liabilities that should be covered. A shop insurance policy may offer most of the cover you need within a single policy.
Products liability insurance provides cover in the event of claims against you that a product sold from your salon has resulted in injury or loss.
Business contents insurance will cover you against damage to items such as cash registers, chairs, or shelving, etc.
Salons and mobile hairdressing businesses that sell products to customers should consider covering their stock.
Other useful additions to your cover may include insurance against business interruptions, accidental damage, personal accidents and, if applicable, damage to your building.
As a mobile hairdresser your daily routine will be markedly different from that of a salon-based barber or stylist. Your insurance needs will change accordingly.
Even if you only make occasional home visits, you need to inform the company that insures the vehicle that you'll be using it for business purposes.
If cutting or styling hair in your own home, there are specific business from home insurance packages available.
Professionals insurance is available to freelance hairdressers who work at commercial premises. Cover yourself against expensive claims with the right hairdressing insurance package. Get a quote now .
As a business bank, we work closely with a wide range of businesses. This helps us understand how you work and the challenges you face. So you can be sure we'll take the time to get to know your business, and try to provide the right level of cover.