Cover for small businesses and tradesmen, including on-site building and other related trades such as a bricklayer, carpenter, decorator, electrician, plumber or landscaper.
Flexible public liability cover for small businesses and tradesmen, based on your industry and needs.
Public Liability Insurance is important for both sole traders and businesses with employees. You’ll need Public Liability to cover compensation claims from members of the public and customers arising out of the actions of your business.
While some industries are undoubtedly considered riskier than others, the truth is that accidents happen in every sector. For example, according to the HSE, simple slips and trips are among the most common accidents which occur in places of work – and these can happen anywhere.
If you deal frequently with the public, either at your home/workplace, at your clients’ properties or in public places, you are strongly advised to obtain adequate cover.
Public Liability Insurance can also help you secure more lucrative contracts, since public sector organisations and larger businesses won’t usually do business with contractors unless they have this cover.
The amount of cover and extras you choose will depend on your type of business.
Trades professionals usually spend a lot of time in their customers’ homes, often dealing with sharp tools, heavy equipment and/or hazardous chemicals. Our Public liability insurance for tradesmen has been designed to help a range of professionals including:
Our Public Liability Insurance for small businesses has been designed to support a wide range of businesses, including:
Here is a quick guide to what our Public Liability Insurance covers.
In addition to our high level of standard cover, our policy can be complemented by a range of other covers which can provide protection for other aspects of your business. For example, your tools can be covered, as can stock, buildings or hired in plant equipment.
We understand how important your business is. That’s why we have a dedicated team of business insurance advisers to help.
Click ‘Get a quote’ to obtain a quick public liability insurance quote online, or call our team of specialist business insurance advisors on 0800 051 4199 or get a quote online. We’ll ask some questions about you and your business and talk you through your options, to make sure you get the tailored policy you need.
As a business bank, we work closely with a wide range of businesses. This helps us understand how you work and the challenges you face. So you can be sure we'll take the time to get to know your business, and try to provide the right level of cover.