Landlord Insurance for Multiple Properties

Cover up to 25 properties on just one policy. Discounts available for adding multiple properties. Get a landlord insurance quote online or call our team for a quote. 

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Multi property landlord insurance

Our NatWest landlord portfolio insurance has been designed to make life easier for busy professional landlords with multiple properties.

You can cover up to 25 properties on one policy. For additional properties, you simply need to take out one more policy. For instance, if you have 40 properties, you can cover these with just two policies in place. 

Why do I need multi-property insurance?

Multi-property landlord insurance has three distinct advantages over the alternative of continuing with a handful of individual policies.

1. Benefit from a multi-property discount

2. Simplify your payments with one single renewal date

3. Understand what is and isn’t covered in your overarching policy, leaving you less vulnerable to oversights and misinterpretations.

What does our property portfolio insurance include?

Our multi-property landlord insurance includes  public liability cover  up to £2m as standard, with an option to raise it to £10m.

You can also add buildings or contents insurance (either as standard, or both as optional). If you choose the former, we will cover you for boiler breakdowns as part of your standard policy. If you opt for contents insurance as standard, rest assured that our cover is new-for-old. We’ll pay to re-house your tenants following a flood, fire or other insured event, and you’ll have 24/7 access to our legal helpline.

Our optional extras will protect you against theft, malicious damage and subsidence amongst other incidents.

What do we cover:

  • Buildings insurance cover (either buildings or contents is standard - not both.)
  • Public Liability and Property Owners Liability cover up to £2m (with the option to raise to £10m) in case a claim is made against you
  • We'll pay to repair or replace your boiler if it breaks down, when buildings insured (excluding damage arising from wear and tear)
  • New-for-old contents cover (Contents only cover available for leasehold properties)
  • We'll pay to re-house your tenants following an insured event such as a flood or fire. (Subject to policy limits)
  • Access to our free 24/7 legal helpline
  • Malicious Damage cover

Other useful cover for landlords with multiple properties

As a multi-property landlord, you may employ, or be considering employing, others to help you run your property business.  Employers’ liability insurance which is a legal requirement for anyone who hires employees in the UK, is available from NatWest.

If your business is a partnership, you can obtain cover against injuries to named working partners, which is highly recommended for organisations that depend heavily on the skills of an individual.

Cover your growing property business

Ensure your cover is fit for your growing property portfolio. Get a  landlord insurance quote  today.

 

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Our operating hours are 9am to 6pm Monday to Friday, excluding bank holidays.

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