Landlord Buy to Let Insurance

Whether you are a first-time landlord, or a landlord with multiple let properties, you'll need help the right level of landlord insurance cover in place. With free boiler cover if it breaks down (when buildings insured), and Public Liability and Property Owners liability cover up to £2m, our comprehensive cover can give you real piece of mind. 


Buy-to-let landlord insurance

NatWest buy-to-let Landlord Insurance includes  Public liability insurance   as standard, which will cover you against claims of up to £2 million, and we’ll even pay to re-home your tenants following an insured event such as a flood or fire. If you need legal advice, you’ll find our 24/7 helpline invaluable.

With UK-based claims handlers and a comprehensive range of insurance policies for buy-to-let landlords, we can provide you with the cover you need to carry your property business forward with confidence.

What we cover

  • Buildings insurance cover (either buildings or contents is standard - not both.)
  • Public Liability and Property Owners Liability cover up to £2m in case a claim is made against you
  • We'll pay to repair or replace your boiler if it breaks down, when buildings insured (excluding damage arising from wear and tear)
  • New-for-old contents cover (Contents only cover available for leasehold properties)
  • We'll pay to re-house your tenants following an insured event such as a flood or fire. (Subject to policy limits)
  • Access to our free 24/7 legal helpline
  • Malicious Damage cove

Insurance designed for buy-to-let landlords

NatWest’s buy-to-let landlord insurance has been specifically created to offer landlords a flexible way to protect themselves, their properties and their businesses.

Choose from a range of optional extras, such as cover against loss of rent or malicious damage. As your portfolio grows, you can also benefit from a multi-property discount, and to make things simpler we’ll give you a single renewal date.

Buy-to-let buildings insurance

Our buildings insurance for buy-to-let landlords will cover you against accidental damage to the building itself (up to its value) and any permanent fixtures or fittings that the landlord owns. The cover extends to the theft of these fixtures and fittings, and also applies to any gates, fences, car parks, drives, or pavements for which you are responsible as the landlord.

Buy-to-let contents insurance

NatWest contents insurance for buy-to-let landlords will protect you in the case of insured events against damage to fixtures and fittings that are not permanent parts of the structure, as well as any furniture, furnishings, utensils and domestic appliances for which you are responsible.

Find out more about what buy-to-let contents insurance  covers here.

As standard, our buy-to-let landlord insurance policy will include either buildings or contents insurance, and you can include the other as an optional add-on.

Get your insurance quote now

Let us know your requirements and  obtain an insurance quote today  to find out how NatWest buy-to-let insurance can benefit you as a landlord.



Why insure with us?

We work closely with a wide range of businesses, this helps us understand how you work and the challenges you face. So you can be sure we'll take the time to get to know your business, and try to provide the right level of cover.

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Other Cover Available

Landlords Insurance

Buildings Insurance

Contents Insurance

Multi-Property Insurance

Commercial Landlord Insurance

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Our operating hours are 9am to 6pm Monday to Friday, excluding bank holidays.

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