Landlord insurance is designed specifically for people who rent out a property. It is different to normal household insurance as it provides additional cover that you require as a landlord – for example, loss of rent cover.
Our flexible cover allows you to add properties to an existing policy at any time, giving you one simple renewal date and a multi-property discount.
In the event of a claim, we'll allocate a dedicated claims handler to look after your claim from start to finish.
|What we cover||Standard||Optional extras|
|Buildings insurance cover (either buildings or contents is standard - not both.)||Yes|
|Public Liability and Product Liability cover up to £2m in case a claim is made against you||Yes|
|Breakdown cover on your Boiler when buildings insured (excluding damage arising from wear and tear)||Yes|
|Option to increase Public Liability and Product Liability cover to £5m or £10m||Yes|
|New-for-old contents cover. (Contents only cover available for leasehold properties)||Yes|
|We'll pay to re-house your tenants following an insured event such as a flood or fire. (Subject to policy limits)||Yes|
|Access to our free 24/7 legal helpline||Yes|
|Accidental damage for Buildings and/or Contents when you've insured them||Yes|
|We'll pay for Loss of rent if your property becomes uninhabitable following an insured event such as a fire or flood||Yes|
|Two levels of legal expense cover available||Yes|
|Malicious Damage cover||Yes|
|Theft by Tenant cover||Yes|
For full details on our Residential Landlord Insurance please read the Landlord Policy Document
LANDLORDS TIPS & ADVICE
What is covered by building insurance? - If you're a landlord, or you're running a business from home, getting the right cover for your premises is crucial – you could lose a lot more than just your home comforts. That's why it's worth getting a decent grasp on what's covered and what isn't, before you choose the right provider... Read More >>
Rebuilding costs - the ins and outs - The cost of rebuilding a property is an important and often required factor in the calculation of your building insurance – and it's something that landlords often struggle to get right, leading to either unnecessary premium payments or inadequate insurance settlements... Read More >>
Know your commercial landlord responsibilities - What are your legal responsibilities as a commercial landlord? There are several laws in place that aim to make sure that commercial properties are safe, healthy places for people to work... Read More >>