Landlord insurance is designed specifically for people who rent out a property. It is different to normal household insurance as it provides additional cover that you require as a landlord – for example, loss of rent cover.
In the event of a claim, we'll allocate a dedicated claims handler to look after your claim from start to finish
Our flexible cover allows you to add properties to an existing policy at any time, giving you one simple renewal date and a discount for insuring more than one property with us. Find out more about our multi-property landlord insurance here.
What does landlord insurance cover?
Our Landlord Insurance provides a high level of cover as standard, including public and products liability cover up to £2m. You can also choose from a wide range of extras, opting for the policy that best fits your individual circumstances.
Take a look at what's included here:
|What we cover||Standard||Optional extras|
|Buildings insurance cover (either buildings or contents is standard - not both.)||Yes|
|Public Liability and Product Liability cover up to £2m in case a claim is made against you||Yes|
|Breakdown cover on your Boiler when buildings insured (excluding damage arising from wear and tear)||Yes|
|Option to increase Public Liability and Product Liability cover to £5m or £10m||Yes|
|New-for-old contents cover. (Contents only cover available for leasehold properties)||Yes|
|We'll pay to re-house your tenants following an insured event such as a flood or fire. (Subject to policy limits)||Yes|
|Access to our free 24/7 legal helpline||Yes|
|Accidental damage for Buildings and/or Contents when you've insured them||Yes|
|We'll pay for Loss of rent if your property becomes uninhabitable following an insured event such as a fire or flood||Yes|
|Two levels of legal expense cover available||Yes|
|Malicious Damage cover||Yes|
For full details on our Residential Landlord Insurance please read the Landlord Policy Document
Do I need landlord insurance?
If you rent out a residential or commercial property, a standard home insurance policy is highly unlikely to cover you. Rather than receive a nasty shock in the event if you have to make a claim, take out a policy that provides the cover you need to protect your property investment.
Get a landlord insurance quote
Give us a call on 0800 051 4199 (Mon - Fri 9am - 7pm) to discuss your requirements with our specialists or get a landlord insurance quote online.