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Accommodating cover

Protection for businesses renting out residential properties such as houses or flats or commercial properties such as warehouses, shops, or offices

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Landlord Insurance

Landlord insurance is designed specifically for people who rent out a property. It is different to normal household insurance as it provides additional cover that you require as a landlord – for example, loss of rent cover.

Our flexible cover allows you to add properties to an existing policy at any time, giving you one simple renewal date and a multi-property discount.

In the event of a claim, we'll allocate a dedicated UK based claims handler to look after your claim from start to finish.

What we coverStandardOptional extras
Buildings insurance cover (either buildings or contents is standard - not both.) Yes  
Public Liability and Product Liability cover up to £2m in case a claim is made against you Yes  
Breakdown cover on your Boiler when buildings insured (excluding damage arising from wear and tear) Yes  
Option to increase Public Liability and Product Liability cover to £5m or £10m   Yes
New-for-old contents cover. (Contents only cover available for leasehold properties) Yes  
We'll pay to re-house your tenants following an insured event such as a flood or fire. (Subject to policy limits) Yes  
Access to our free 24/7 legal helpline Yes  
Accidental damage for Buildings and/or Contents when you've insured them   Yes
We'll pay for Loss of rent if your property becomes uninhabitable following an insured event such as a fire or flood   Yes
Two levels of legal expense cover available   Yes
Malicious Damage cover   Yes
Theft by Tenant cover   Yes
Subsidence cover   Yes

For full details on our Residential Landlord Insurance please read the Landlord Policy Document